From sole traders to company directors, all types of self-employed applicants with at least a year of accounts will be considered.
WITH YOU AT EVERY STAGE
As Kensington Mortgages’ recommended broker – with direct access to their application and underwriting teams – Keyz Mortgages only advises on Kensington Mortgages using its comprehensive understanding of Kensington’s product range to help you secure the deal you need and streamline your application process. Kensington knows that one size doesn’t always fit all. So with a flexible lending criteria across a vast range of products, find out if Kensington can help you with your mortgage needs. Perhaps you’re recently self-employed, or have multiple income streams. Maybe you have a blip on your credit file, or you’re in the ever-increasing ‘later life’ (over 55 years old) market.
We don’t charge you a fee for the advice or to arrange your mortgage, it all comes for FREE. So if you’d like to have a chat just give us a call to talk to one of our team of experts.
Kensington knows that one size doesn’t always fit all. So with a flexible lending criteria across a vast range of products, find out if Kensington can help you with your mortgage needs. Perhaps you’re recently self-employed, or have multiple income streams. Maybe you have a blip on your credit file, or you’re in the ever-increasing ‘later life’ (over 55 years old) market.
If you work in the Armed Forces, emergency services (fire fighters / police officers), as an NHS Clinician (including paramedics and nurses) or are a teacher/lecturer in the public sector and are aged under 40, Keyz could help you secure up to five times your income with Kensington’s unique mortgages for heroes.
New build properties
Struggling to secure a mortgage for a new build? Keyz will examine additional circumstances that high street lenders may not, to find you a deal you can work with.
Keyz can advise on Help to Buy and Right to Buy schemes.
Buy to Let purchases
From first time landlords, to seasoned portfolio holders, Kensington has a range of Buy to Let products. For Multi Unit Blocks, Houses in Multiple Occupation, Limited Company landlords and those properties which are a little out of the ordinary, get in touch with Keyz now to find out more.
Looking for a loan of £500,000 – £2 million? With Kensington, it’s possible to use up to 100% of your income including bonuses or limited company profits.
First time buyers
Buying your first property is an exciting time, even if you only have a 5% deposit
Mortgages for young, qualified professionals
Are you a young, qualified professional? Medical doctors, dentists, lawyers, accountants, actuaries, barristers and commercial pilots under the age of 40 can benefit from enhanced affordability for a Kensington mortgage.
Are you in need of a remortgage but have a blip on your credit file? There may still be options available from Kensington – let Keyz find a solution for you.
Later life mortgages
There is an increasing over-55s sector in today’s mortgage market and Kensington has a range of products to suit later life applicants.
Traditional mortgages were created for those with a straightforward basic salary, but in today’s market Kensington understands that many people have multiple income streams. Keyz will present your full situation to the underwriting team.